Understanding Your Denied Travel Insurance Claim

The Mayer, Graff & Wallace team explain why travel insurance often is denied and what to do when this occurs.

Most people buy travel insurance on a fairly regular basis to make sure you’re covered in the event of some catastrophe either on or relating to your trip.  Usually the amounts at issue are relatively small in the grand scheme of things; I have yet to see a seven figure travel insurance claim (but I’d love to!)  Because the coverages are limited, companies deny them.  Why?  Because most people will receive a denial letter from the insurance company, assume that the insurance company is right, and, because it’s going to cost more to get a lawyer than the claim is worth, you walk away from bought-and-paid-for insurance benefits.

That’s not the way it’s supposed to go.  You don’t pay money to travel insurance companies so they can make your life difficult and deny you valid claims.  You pay money for travel insurance so you can be reimbursed in case something bad happens.  Mayer, Graff & Wallace specializes in making the insurance companies pay.  And you know what’s better than that?  We don’t care how much money your claim is worth.  We pursue $500 and $500,000 claims the same way: You don’t buy insurance to have your claim denied. 

If a travel insurance company is trying to deny you benefits that you bought and paid for, please call us and give us the chance to go get that money for you.  We do not require any money from you up front; we get paid by the insurance company when we win.  If you’re being told that a travel insurance company isn’t going to pay you anything anyways, you have nothing to lose.  Give us a call and let us see what we can do for you.