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Commercial Property Claims

Commercial Property Claims

Commercial property insurance can provide coverage for commercial property and generally provides coverage for perils such as fire, theft, and natural disaster. This coverage can also apply to bodily injury, personal injury, and property damage caused by the business’s operations, products, or injuries that occur on the business’s property. We help businesses and individuals to ensure that you are treated fairly and receive the benefits you paid for under the insurance contract. Please contact MGW today so we can review your case.

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Condominium Insurance Claims

When damage occurs to a condominium or condominium association property, there may be questions about whether the unit owner or the association’s insurance company is responsible and to what extent. These questions and more are likely governed by a few things, such as the terms of the applicable insurance policies, the declarations and bylaws of the association, and state law. A careful examination and investigation of the property and damage is necessary to determine the benefits payable under the various insurance policies at play.

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Business Interruption Claims

Business interruption insurance helps replace lost income and pay for extra expenses when a business is affected by a covered peril. Covered perils typically include theft, wind, fire, falling objects, or lightning. For example, if a fire damages your business, your coverage may help you retrieve lost income, from say, losing merchandise and extra expenses such as relocating your business or if your business cannot be reopened, the lost revenue from the time your business is closed until it reopens. We help businesses during difficult times to ensure that you are treated fairly and receive the benefits you paid for under the insurance contract.

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Liability Insurance Claims

Liability insurance can provide coverage for claims resulting from injuries and damage to people or property. This insurance is critical for those who may be held liable for injuries to others. A basic tenant of liability insurance is that when an accident or event happens and the other party brings suit against you, your insurance company has a duty to defend you. That is, you turn the lawsuit over to your insurance company and they are supposed to hire an attorney for you at no cost. That is how insurance works. You pay a premium and they agree to provide benefits in return. Failure to defend can have disastrous consequences for you and can lead to a bad faith claim against your insurance company. If you feel that your insurance company is not defending you and is treating you unfairly, contact MGW today so we can review your case.

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